"See then that you walk circumspectly, not as fools but as wise, redeeming the time, because the days are evil." (Eph. 5:15-16)

Twelve things to remember:

1. The value of time.

2. The success of perseverance.

3. The pleasure of working.

4. The dignity of simplicity.

5. The worth of character.

6. The power of kindness.

7. The influence of example.

8. The obligation of duty.

9. The wisdom of economy.

10. The virtue of patience.

11. The improvement of talent.

12. The joy of originating.

(From Marshall Field)